How your payments are held

Escrow protection.

All client payments to DEMAR are held in a named escrow account at a Kenyan bank. Funds are released to DEMAR only against verified construction milestones audited by an independent project monitor.

Where the funds sit

A named escrow account at the bank named in your Sale Agreement. The account number is verifiable on request — write to hello@demar.co.ke from the email you intend to transfer from, and the bank will issue you a verification letter signed by name.

How releases work

Each payment milestone in your schedule corresponds to a construction milestone. The construction milestone is audited by an independent project monitor (for CPH, this is a licensed Kenyan project-monitoring firm — name published on /projects/cph/ once contract executes). The escrow tranche is released only after the monitor signs the milestone certification.

What happens if construction is delayed

Your payment slips with the milestone. You only pay against verified completion. The escrow remains intact until then.

What happens if DEMAR fails to deliver

Funds in escrow are not the property of DEMAR. In the unlikely event of project failure, the escrow agent and the project monitor manage the return of funds to clients in proportion to their contributions, less verified construction costs already incurred. The Sale Agreement details the precise mechanism.